Investment & Savings Calculators
Investing is mostly the effect of three things: how much you put in, how long you stay invested and the rate of return. These calculators let you change each one and see the result, so you can set realistic goals.
Which tool do you need?
- How much will a monthly SIP grow to?SIP Calculator
- What will a fixed deposit pay at maturity?FD Calculator
- How fast does money double?Rule of 72 Calculator
- What return did I actually earn?CAGR Calculator
- How much do I need to retire?Retirement Calculator
- How long to reach my savings goal?Savings Goal Calculator
Invest regularly
SIP Calculator
Estimate the future value of a monthly SIP from your amount, expected return and years. Compare invested money with estimated returns, with optional step-up.
Open toolStep-Up SIP Calculator
Step-up SIP calculator: monthly SIP that rises by a yearly percentage, with total invested, estimated value, gain and a year-wise growth table.
Open toolRD Calculator
Recurring deposit calculator: enter monthly deposit, rate and tenure to see maturity value, total deposited, interest and a quarterly or monthly table.
Open toolSavings Goal Calculator
Find the monthly saving needed to hit a target amount, or how long it takes at a set monthly saving. Optional inflation adjustment and editable return.
Open toolInvest a lump sum
Lumpsum Calculator
Lumpsum investment calculator: future value, absolute and annualised gain, an optional inflation-adjusted value, and a year-by-year growth table.
Open toolFD Calculator
Fixed deposit calculator with cumulative or periodic payout, monthly to yearly compounding, maturity date, optional TDS and a year-wise growth table.
Open toolPPF Calculator
PPF calculator with 15-year tenure, 5-year extension blocks, deposit at start or end of year, your own rate and a year-by-year balance table.
Open toolCompound Interest Calculator
Calculate compound interest with monthly contributions and your choice of compounding frequency. See a year-by-year table and growth chart. Free, no sign-up.
Open toolSimple Interest Calculator
Calculate simple interest and the total amount from principal, annual rate and time in years, months or days. Shows the formula and a worked example.
Open toolMeasure returns and plan ahead
CAGR Calculator
Calculate CAGR from a beginning value, ending value and years, or solve the ending value from a CAGR. Includes the formula and a worked example.
Open toolXIRR Calculator
Calculate XIRR for irregular investments and withdrawals. Paste dated cash flows from a spreadsheet, get the annual rate and absolute gain instantly.
Open toolROI Calculator
Calculate return on investment from cost and final value, include fees, and see annualised ROI for a holding period. Shows the formula and an example.
Open toolRule of 72 Calculator
Find how many years it takes to double money at a rate, or the rate needed to double in N years, with exact ln(2) maths beside the 72, 70 and 69.3 rules.
Open toolSWP Calculator
SWP calculator: see your remaining balance each year, the month a corpus runs out and the effect of raising withdrawals yearly, at your expected return.
Open toolNPS Calculator
NPS calculator: monthly contribution, expected return and retirement age to estimate corpus, lump sum, annuity amount and monthly pension. Editable rules.
Open toolRetirement Calculator
Estimate the retirement corpus you need and the monthly investment required, using inflation-adjusted expenses and editable return assumptions. Free, private.
Open toolAbout these tools
Investing is mostly the effect of three things: how much you put in, how long you stay invested and the rate of return. These calculators let you change each one and see the result, so you can set realistic goals.
Pick the one that matches how you invest: monthly (SIP, RD), one-time (lumpsum, FD), withdrawing (SWP) or measuring what you already earned (CAGR, XIRR, ROI).
Frequently asked questions
What is the difference between SIP and lumpsum?
A SIP invests a fixed amount regularly, such as monthly. A lumpsum invests one amount at once. Both are modelled with an assumed annual return.
Are the results guaranteed?
No. Calculators use the rate you enter. Real returns on market investments vary and can be negative.
What is CAGR?
Compound annual growth rate: the steady yearly rate that would take an investment from its starting value to its ending value over a period.
Is this financial advice?
No. These are planning tools for estimates only.
Guides
When to exchange currency: use rate history to avoid a bad moment
No one can time exchange rates perfectly, but a rate history chart shows whether today is unusually good or bad. Learn how to read it before you travel or send money.
Read guideFD vs RD vs PPF vs SIP: how each one works and the questions to ask before choosing
How fixed deposits, recurring deposits, PPF and SIPs work, how compounding and risk differ, and which questions to ask yourself. Not financial advice.
Read guideFlat rate vs reducing balance interest: why 8 percent flat is not 8 percent
Why a flat interest rate looks cheaper than it is, how to convert it to the effective rate (IRR), and a verified worked example with exact numbers.
Read guideSee all finance calculators or browse every free tool.